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okay again thank you for joining us my name is cooley i'm the targeted outreach director for the department of financial protection innovation today here with me i have scott filter from the consumer summer financial protection bureau and amy sulada from the student borrower protection center who is going to help me with this webinar this is our public service loan forgiveness workshop webinar and we will get started right now okay first things first um this webinar is being recorded uh it will be published on our youtube channel um your microphones all have been muted and your video has been disabled so that there's no too much distraction however if you do have a question please submit through the chat we have a dedicated section at the very end of the webinar to address many of the many of the questions that you submit through chat um where we probably not gonna have time to go through all the questions but i have a staff uh i have a team that is going to go through them figure out...