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This lecture explores the creation and perfection of secured transactions to minimize the risk of non-payment for sellers and lenders. Payments can be secured by personal or real property, serving as a guarantee of repayment. Article 9 of the UCC governs secured transactions, defining key terms and outlining the process of creating and perfecting a security interest. By the end of the lecture, you should understand important definitions, creation of secured interest, perfection of security interest, and the purpose of perfection in modern business practices.
