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A web or graphic designer retainer agreement is a contract between a specialist and their client, covering service terms and upfront payment. Retainers guarantee provider availability and help with upfront costs. It consists of a portion or all of the total estimated service charge. Clients may be billed for additional costs if services go beyond the retainer. Unused funds should be returned to the client unless stated otherwise. The contract should include names, project details, payment terms, termination policies, and any additional terms agreed upon.