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Wayne Wagner from Visionary Wealth Management discusses Executive Deferred Comp plans (DCP). Clients are given the opportunity once a year to opt into the plan for the following year. This decision involves deciding how much of next year's compensation to defer, typically until retirement. Many people choose a lump sum at retirement or regular payouts during the first 10 years of retirement. With more job changes, these plans often pay out as lump sums when leaving a company.
