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Your 50s are an excellent time to get serious about retirement planning, and thats because at this point in your life, you may have figured a couple of things out. You might have a decent idea of where you spend money, what your preferences are, the things you dont care for so much, and you might also have some financial advantages at this point in life. Perhaps youve paid off a lot of debt maybe. If you had kids, theyre out of the house or almost independent. And you might be in your peak earnings years because you have gained some expertise and some knowledge in whatever it is you do for a living, and one big reason to get serious is you might have more money than youve ever had before saved up so now it really counts. A 10 % loss in the markets, for example, hurts a lot more than it did when you were 22 years old. But whether youre just getting started saving for retirement or youve been doing it for decades there are some important things that come up in your 50s that can he
