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youve waited for it 2023 financial planning 101. [Music] excited about this because this is one of those shows where we get to kind of talk about one of the things that is near and dear and true to our heart and that is financial planning how do I know based on how old I am that Im doing the things Im supposed to be doing from a financial planning standpoint now look Im excited that Financial media has gotten better I mean now you see stuff out there not only on YouTube not only the podcast you see things on Tick Tock but unfortunately because of some of the short form content it can only jump right into the basics of like spend less than you make control your debt and then always start some type of automatic investment plan we want to go beyond that I think a lot of people lets take it back to the basics of what actually creates the art of financial planning I think its going to be really fun and were going to start right there at the beginning lets start with folks that are i