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omote asks if the thumb rule of 100 - your age can provide the right proportion of equity and debt for a portfolio and whether he should be considering PPS as a part of his data equation only 100 hundred minus 70 - you said 100 - the age of 100 - the age no this is too nice it is too simplistic generally speaking the whole idea is that as you get older you will have to depend on your investments for income to support a living so you should be reducing your fixture your equity exposure as you get older but I think today things have changed dramatically you know there are different people with different conditions you know if you are just left you know if you just have enough to provide for your income when you retire then you know 100 minus your age is not good enough all your money must be in fixed income so it is it is actually it should be guided dont go by this formula this is too simplistic uses use it as a as more as a principle but I think the real principle which you know the r