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SOME KEY RETIREMENT PLAN CHANGES WHEN INTO EFFECT WITH THE POSITIVES TO CORRECT 2.0. TODAY MONEY EXPERT DUSTIN SMITH FROM WEALTH ENHANCEMENT GROUP IS JOINING US THIS MORNING WITH ADVICE, HOW ARE YOU? DOING WELL, HOW ARE YOU? FIRST OF ALL WHAT IS THE CORRECT 2.0? AT THE END OF 2019 TO TAKE PLACE IN 2020, THEY CAME UP WITH THIS THING CALLED SECURE ACT, AND IN THE LAW THEY MADE CHANGES TO THINGS LIKE REQUIRED MINIMUM DISTRIBUTIONS AND MONEY WOULD BE INHERITED FROM CHILDREN AND SO ON AND SO FORTH. THIS SECURE AT 2.0 RECENTLY CAME OUT, LITERALLY RIGHT AT THE END OF 2022, AND IT MADE CHANGES THAT I THINK A LOT OF YOUR LISTENERS WILL WANT TO PAY ATTENTION TO. SO RND IS SOMETHING THAT CONTINUES TO COME UP, GO THROUGH SOME OF THESE CHANGES AND WALK US THROUGH THEM. WHAT IS A REQUIRED MINIMUM DISTRIBUTION, OR RMD? THE IRS SAYS YOU BEEN SAVING ON YOUR 401(K) OR I.R.A. YOUR WHOLE LIFE BUT NOW YOU docHub A CERTAIN AGE AND THEY WANT YOU TO START TAKING MONEY OUT OF THAT. THE REASON FOR THAT IS BECAU