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everybody welcome back to drawbridge finance my name is Levi woods and today Im thinking about accounts like TFSAs RRSPs and then margin accounts I talked to a financial advisor recently and they had a really simple philosophy they said you should always have our rsps as an interest-bearing investment and you should have a TFSA as a growth investment personally I disagree with that like why why would I want to have a aggressive growth investment only in my TFSA wouldnt I want to make more money in all of my accounts I know that statistically Im gonna make a seven point eight percent return every single year investing in the stock market its a statistical average theres lots of data to back that up so as long as we invest and diversify and collect our dividends on a regular basis we will beat that 7.8% average all of the time so why would I settle for an interest-bearing account for my RSP I dont understand that kind of philosophy at all I want the same investment approach across