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so lets suppose that you and i are the only people in the world okay and that you are making something i want and im making something you want um but that these wants and and productions arent lined up in time so we have a problem i need to get your stuff without having anything to give you you need to get my stuff without me having anything to give you so so barters not gonna work here okay so one way we could arrange our our lives okay is to have money you can sell me some goods so im writing minus goods so you had goods on your balance sheet and now were subtracting them from your balance sheet and sell them to me plus goods okay and i send you some okay in the other direction okay so minus a chain theres a change in my holding of money uh delta m okay and here plus delta m not so complicated were going to start simple okay that is uh money thats money but suppose there is no money in this economy yet or we havent agreed on it or something um lets now think of another an