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[Music] hey guys its rj thanks for tuning in to the show today now todays show is going to be all about bank account bonuses so most of you are familiar with credit card sign up bonuses but there is another way to take money directly from banks for free and that is through signing up and churning bank accounts so today on the show im going to tell you how this works why banks do it well walk through a very easy example together and then stay tuned to the end because im going to tell you how you guys can earn the easiest 75 dollars youve ever earned in your life so that sounds interesting and helpful to you go ahead hit that subscribe button and lets get to work so if youre a frequent flyer of the channel then youre very familiar with how credit card sign-up bonuses work credit card companies want you to sign up for their card so they offer sign up bonuses theyre very often offering outsized value in year number one if you hit a certain spend requirement so if you take the inc