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Im really interested in and terms and conditions and I dont think most people know what the terms and conditions are. [When you say terms and conditions explain to people that typical moment so they can really think I know what hes talking about.] I think of what is ridiculous--when you try and buy something off an app store and a tiny window will pop up and it will say Terms and conditions do you agree to them? and you have page one of 312 and then a button that says accept. Empirically what appears to happen is people tend to spend about one and a half to two seconds between opening the terms conditions and clicking the accept button. [Say that again?] This, roughly, this span, between one and a half and two seconds between having these documents presented to them and clicking the accept button. [Do you read the pages because you are like this expert and you know the pitfalls.] What do you do as an individual? I am an individual. I do exactly the same as everyone else, wit