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- How to fail a background check. Hi, this is consumer protection attorney, Bill Clanton. Ive helped hundreds of consumers, regular folks like me and you deal with bad background checks, inaccurate credit reporting, debt collection harassment and other consumer related matters. In this video Im gonna tell you how you can fail a background check. Now if you have failed background check you likely know it already. You should have gotten a pre-adverse action notice, a post-adverse action notice. You should have plenty of information that you received regarding your background check and you have the right to dispute that information if its incorrect and try to get that cleared up and if its inaccurate you may have a case under the Fair Credit Reporting Act, but thats another video. This video is how to fail a background check. Number one reason people fail, criminal history. If youre trying to apply for a bank, a job at a bank and you have a fraud charge, ha, youre probably not gon
