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this is the worst thing ive ever been through im going to tell you something last week im on my way to work and i said god i dont know what im doing i need help can you help me i mean it not even a minute later i get the first text from tracy youre joking no i put that on everything wow brother because im im at whats in i dont know what to do the process is called buying your house subject to which means we take all the payments that youre behind on and we pay that we then transfer the ownership of that property to us and then we start rebuilding your credit by paying those payments now your credit starts getting rebuilt so at some point you say i want to buy a house youll actually have a lot higher likelihood of buying a house so that gets rid of that worry that your credits been obliterated we can help you rebuild that okay so lets get it in writing so i can sign it it sucks that im losing my house but i need my foundation back and i cant i cant operate like this it