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how do I cancel my gap insurance or service contract when you bought the car the dealership probably recommended you buy gap insurance or get an extended service contract guess what these insurance products were overpriced the dealer had over 100 percent markup on these products the good news is that they are canceled money back if you still need the same coverage you can purchase it for half the price Albany wont need gap insurance anymore so she courage probably now and hence Payne for useless insurance to save money try to find the company that is your gap or the see service provider often you got brochures or a company name when you bought the car if you simply call these companies up you can ask about a pro-rated refund when you call to cancel its that easy