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[Music] story time my wife got a surprise letter from a debt collector in ohio about a 90 dental lab bill from florida from five years earlier using a health insurance company we didnt even have anymore we fought back because we paid our share and we figured out theyd made a typo by some estimates as many as three-quarters of all medical bills contain an error and a lot of people have mistaken medical debt on their credit reports which then drags down their credit score heres how to avoid that first review your bill line by line make sure the doctors and nurses did everything the invoice says they did if you get a generic bill from a debt collector demand to know where that originally came from and insist on an itemized invoice next look for the cpt codes since the 60s hospitals and clinics have used a standardized code for each procedure you can look up what the codes on your bill mean at aapc.com now say youre billed for a code thats wrong or a procedure that never happened spe