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can you stop and restart social security benefits yes if you claimed social security retirement benefits within the last 12 months you can apply for whats called a withdrawal of benefits but youll need to repay everything youve received so far i gotta repay everything thats right but youre going to get a clean slate from social security it will be as if you never started collecting benefits okay in my case i filed early because i needed the money now i have a good job and want to wait to get the higher benefit you can apply for a withdrawal of benefits by filing whats called a form ssa 521 with your local social security office what if ive been getting my retirement benefits for more than a year then you cannot withdraw from social security and reapply later but if youre past full retirement age which is 66 years old but gradually moving to 67 social security lets you suspend your benefits youll get credits that will increase the payments when you start again those credits st