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hi im nicola mckenzie at dm mortgages and in todays video i want to look at whether or not a mortgage application can get declined after a mortgage agreement in principle so stay tuned now guys before we get into the detail of todays video we here at dm mortgages our property house buying and mortgage specialists we deal with lots of banks from high street names to specialist lenders to compare all of your mortgage options and provide our detailed knowledge and experience to find the best deals we also are happy to provide an agreement in principle for you completely free of charge so head over to our website and book in dm.mortgage for an appointment today to find out more about your mortgage options so first guys a really really brief summary on what a mortgage agreement in principle is an agreement in principle is or also referred to i should mention as a decision in principle or a mortgage promise is where a bank is checking your credit history and your income your expenditure