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hi everybody Dana sparks Broker of maximum one Greater Atlanta Realtors in todays contract tip is more about the financing contingency exhibits in your purchase and sale agreements so this one has to do with a buyer terminating within the financing contingency and the loan denial letter so the if you if the parties are binding with the GAR contracts then in the GAR contract loan contingency exhibits under paragraph five where it talks about financing contingency it does say that the buyer has X number of days and though that time frame is negotiated between the buyer and the seller the timeframe the number of days from the binding agreement date that the buyer has to terminate and be protected under the financing contingency exhibit so for example if you put 21 days 28 days what that is saying is the seller gives the buyer 21 days or however many days to convince a lender to to convince a lender to lend them the money to purchase the home they only have that number of days to be able