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insurance companies have decided they are better off not participating in the health care reform and some Americans have gotten letters now saying their current plan at its current price will be cancelled at the end of the year our national correspondent Christine for Zhao looks into these matters and what they may mean for you beyond the bugs and the error messages millions of Americans have been notified by mail that their private health plans are changing in letters that look like this theyre told theyll have to change their policy which will in turn change their out-of-pocket price one of them is Bob Laszewski president of health policy and strategy associates my premium went up for my plan by sixty-six percent I do not have a junk felt plan I do not have a bare-bones plan I got the best health insurance plan you can Bob and Hisle Meyer focuses on health policy for the Heritage Foundation the insurance companies are dropping these people because the law requires so many changes