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are you correctly planning for and avoiding Irma now medicares Irma is one of the most complex tax hurdles a retiree will face and since nearly every retiree is on Medicare its one we all need to be considering now in todays video Im going to shed some light on this complex tax hurdle and show you how you can better plan for this hurdle and thus save thousands per year potentially lets get into it now for those that arent familiar with what medicares Irma is its essentially A Part B and Part D premium increase that you will see if you show too much income now well talk about what too much income is but also understand that since 2010 the percentage of retirees that are subject to Irma has nearly doubled and so this is a tax burden that an increasingly number of retirees are subject to now Irma can be quite complex because its a two-year look back meaning that the income you show at age 63 will affect the medicare premiums you pay at age 65. now if you are subject to Irma und