Cancel fee in the Vehicle Service Contract effortlessly

Aug 6th, 2022
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How to Cancel fee in the Vehicle Service Contract

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- This is Dan Whitney with the Whitney Law Firm in Towson, Maryland. You found this video because youre trying to figure out what to do when the car dealership refuses to cancel the warranty. So Ive been a lawyer for about 10 years. Part of my practice is suing car dealerships, I sue them for a lot of different reasons including when they refuse to cancel the warranty. So the first step is how did the warranty get purchased? Did the customer actually want to buy the warranty or were they deceived into thinking that they had to buy the warranty? Plenty of people want to buy warranties or vehicle service contracts or other aftermarket products that you have the right to cancel later. Other times the car dealership will tell a customer that in order for financing to be approved, they are required to purchase the warranty, vehicle service contract prepaid maintenance, gap insurance, whatever it is as a term of the financing approval. What theyll say is the bank wants you to protect your

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Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.
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You can cancel an extended warranty at any time and youll get a prorated refund for the unused portion of your policy. If the warranty was included in your loan, your car payment wont drop, but you may pay off the car sooner after the refund is deducted from your balance.
If Youve Signed Papers but Not Taken Delivery In this circumstance, call the dealership as soon as possible. If your salesperson isnt helpful, ask to speak to the manager and tell them youd like to cancel the sale. The fact that you havent taken possession yet may work in your favor.
Submit Your Paperwork We also highly recommend that you contact the original dealership. However, if the dealership is no longer in business you should contact the warranty company. On average your refund should arrive in four weeks or more depending on the date you might have submitted your paperwork.
To cancel your extended car warranty, you will need to fill out a form specifying your mileage and the cancellation date, and then you will need to get a signed copy of the form from the dealership.
Here are the steps to cancel an extended warranty: Find the paperwork. Contact the warranty administrator, dealership finance manager or office manager. Keep a copy of the cancellation form or letter you submit. Follow-up in a few weeks.
Typically, the extended warranty flat cancellation period is 30 to 60 days after the date of purchase. Note: If you choose to cancel your extended warranty product, you will NOT receive a check in the mail. Your monthly payment remains the same unless you refinance.
All VSCs are cancelable under California Civil Code Section 1794.41. The obligor must give you a full refund of the VSC purchase price if you meet all of the following requirements: You cancel the VSC within 60 days after receiving the contract, or 30 days if your car is used and came without a manufacturer warranty.
Get it in writing. Most dealerships will have you fill out a physical cancellation form, which you can either mail in or bring straight to the dealership for faster processing.

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