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hi this is greg maxwell i wanted to just chat with you a little bit about the differences between structuring your attorney fees using a structured settlement annuity versus using a deferred compensation plan so both have advantages and disadvantages one isnt necessarily better than the other it just depends on what your goals are and what youre looking to accomplish the advantages of a structured settlement annuity i think are number one if you know exactly when you want the funds paid to you in the future and you want guarantees i think a structured settlement annuity is a great fix essentially at the time of settlement you decide when and and in what amount youre going to receive those future payments so if youre looking to set up a guaranteed retirement plan for the rest of your life for example you can have those payments start at age 65 or 70 or whenever you plan to retire and pay for the rest of your life you can even do a joint life annuity with your spouse to make sure tha