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do you have a close account on your credit report thats a negative status if the answer is yes this video is for you because Im gonna walk you through the whole process of what you need to do to remove that closed account and you probably have some open accounts thats hurting your credit score as well so with that being said you know what time it is lets get right into it [Music] so in todays class the things were going to be discussing is number one the best practice you should use to remove these closed accounts off your credit report number two what are the best letters number three were going to be discussing hey if you have an open account what are the best practices to remove those open accounts and number four were gonna be talking about the laws you need of reference to not the credit bureaus out so with that being said go grab a pin go get some paper and you already know let me drinking some sweet tea today cause its about to be a good one lets talk for a second can