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overwhelmed by credit card or medical debt have you had your car repossessed or your house foreclosed now the lender is suing or garnishing you for the deficiency have you gotten behind due to unemployment illness death divorce or other unfortunate circumstance if you answered yes to any of these examples chapter 7 bankruptcy might be for you if you just cant keep up with your bills anymore then consider getting a fresh start through Chapter seven the bankruptcy laws are created hundreds of years ago to allow people to eliminate their debts and not be at the mercy of their creditors indefinitely through this three-month process the typical debtor can eliminate all of the debts I mentioned most people think they cant keep their cars or houses when they file bankruptcy but thats simply not true about 19 out of every 20 people who file bankruptcy dont lose a thing of course to keep your property its important that all your paperwork be filled out correctly and that your exemptions be