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Hey WalletHubbers! Today well talk about canceling a credit card application. The bottom line is that it IS possible to cancel a credit card application. But you might have to move quickly to pull it off. Heres exactly what to do. First, contact the credit cards issuer as soon as possible. Just realize that you probably wont be able to avoid a hard inquiry from being added to your credit report. Issuers usually pull credit history as soon as they receive an application. That said, if your application is processed and approved before you can cancel it, you may still be able to avoid officially opening an account. Just make sure to call customer service and ask because thats not always the case. With some major issuers, the account is considered open once youre approved. And quickly closing a newly opened account can hurt your credit score. Finally, if your original application does get processed before you can cancel it, consider waiting a few weeks or months before applying for