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DAN: MILLIONS OF CALIFORNIANS ARE GETTING THEIR REFUNDS ON DEBIT CARDS. MANY ARE SAYING IT LOOKS LIKE A SCAM. AMA: OTHERS SAY IT PUTS THEIR PERSONAL INFORMATION AT RISK. REPORTER: THEY ARE WARY BECAUSE THEY HAVE TO ENTER SIX DIGITS OF THEIR SOCIAL SECURITY NUMBER IN ORDER TO ACTIVATE THE CARD. THAT SETS UP AN ACCOUNT AT A NEW YORK BANK AS WELL AS GETTING THE CAR GOING. THE CARD COMPANIES IN WISCONSIN, THE CUSTOMER SERVICES IN GEORGIA. SO WHO EXACTLY HAS YOUR INFORMATION AND WHAT'S HAPPENING TO IT? >> WHAT DO I DO WITH THIS CARD? REPORTER: AL GOT HIS NEW MIDDLE-CLASS TAX REFUND LOADED ON A DEBIT CARD. BUT HE REFUSED TO ACTIVATE IT. >> IT TELLS YOU TO CALL THIS NUMBER AND GIVE AWAY SIX DIGITS OF YOUR SOCIAL SECURITY NUMBER. REPORTER: HE SAYS A SCAMMER COULD USE THOSE SIX DIGITS TO STEAL HIS IDENTITY. >> EVEN A CAVE PERSON COULD FIGURE OUT HOW TO DO THAT. THAT'S UNSAFE. REPORTER: IT AUTOMATICALLY OPENS AN ACCOUNT AT NEW YORK COMMUNITY BANK. THAT SENT THIS NOTICE SAYING IT DOES SHARE INFO...