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hey guys welcome back Jim Smith Coldwell Banker Residential Brokerage Huntington Beach California today Im discussing deposits earnest money deposit sometimes people refer to it as an EMD it could be referred to as a escrow deposit as well Im in a link of video below where I discuss you know what those are but today Im more discussing the the idea or the question of whether or not once you go into escrow I mean back up a second here once you go into escrow theres a deposit required which I discuss in that video that I mentioned the question now is once you put that money into escrow is it refundable because a lot of people you know that the deposits in California we usually recommend somewhere between 1 and 3% so if somebody puts you know 2% down on say a million dollar loan thats $20,000 they want to know is that money refundable and and the answer is yes until contingencies have been released so in California the state of California when buying a property a residential property