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To obtain vehicle title documents, ensure there are no outstanding liens on the records. If there is a lien, get it released for DMV records. Lien holders must be listed on the title, even if the loan has been paid off. The DMV may not be aware of lien clearance without a separate release from the lender. Lost or misplaced titles may still show liens in DMV records, making it difficult to obtain a duplicate title. Despite knowing that liens can be paid off, the DMV legally requires a direct lien release from the lender to remove it from the title.
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