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Nicole Vinson, an attorney at the Merlyn Law Group, specializes in handling denied or delayed property insurance claims both commercially and residentially. She emphasizes the importance of promptly filing a claim with your insurance company, but also warns that the initial response may not be in your favor. It is crucial to be prepared to present your claim with the understanding that the insurance company's first response may not be favorable, despite paying premiums and having a long-term relationship with your agent.