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all right so lets talk about closing costs because I actually like never heard of closing costs up until I I think maybe a couple years ago because usually you only hear about this when you get to the closing table right or if you have a good loan officer like yourself then you would hear about this but most people think they have to save up the money for the house have a down payment they dont even think about Ive never heard any of my friends talk about some closing costs so what are um the what is the amount of closing like closing costs money I guess or money you should have prepared for this so closing costs are standard on every single loan youre going to have fees you have to pay people right no one does nothing for free right so typically I like to use a five percent um calculation for closing costs so five percent of the sales price so if its a hundred thousand sales price times five percent five thousand dollars right so five percent five percent or five hundred thousand
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