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[Music] uh john writes in from nashville tennessee he goes hello joan big al i have written it before and found your discussion in inside very valuable uh so here we go again drink of choice is cold brew coffee uh pet is cavapoo cavapoo right weve had those before yeah yeah hes a popular dog on this show apparently yeah thats why you know how to pronounce it weve had it before brother i mean he drives a tesla now down to business okay i have an opportunity an opti i like how people just like you what opti have you ever wrote i have an option no that theyre trying to mess you up jay its an opportunity to participate in a deferred comp program through my employer and i can contribute as much as my salary and bonus as i want which proceeds to be paid out evenly over 10 years following my separation from employer so deferred comp plan these deferrals can be invested as i wish is the same as my 401k options good diversification low cost and 48 plan to retire 55. uh the plan provides
