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Loan officers often provide quotes that change unexpectedly, causing confusion and financial stress for homebuyers. To secure business, many loan officers may only mention certain costs required by law, leading to unexpected expenses for buyers. This practice can lead to lost clients and frustration for homebuyers trying to navigate the loan process. Loan officers use this tactic knowing that most buyers shop around for the best rates and costs, but it can ultimately harm the buyer's financial planning and decision-making process.
