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[Music] i'm eddie cannell and i'm tom cannell welcome everyone this is the mortgage brothers podcast show and today we are talking or answering the question who can you add on a title when you're getting a mortgage holy cow did you wake up this morning and say to yourself man who can i add on to my title today gee yeah you know what exactly it it doesn't sound super exciting but let me tell you when you're in the middle of a mortgage you'd be surprised how many times that question comes up can i add this person to title all right well let's answer it for him okay so there's it's very simple and again we i think people do overcomplicate it it's very simple if you're getting a mortgage you can add your spouse on a title doesn't matter if your spouse is on the on the mortgage or not you can add them on the title or you will if you have a co-borrower it doesn't matter if they're uncle joy or a neighbor or anybody if they're a co-borrower with you on that mortgage by default they will also...