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Learn how to write a personal loan agreement using a fillable form available on a webpage. Choose the format (Adobe PDF, Microsoft Word, rich text) and fill in the details such as the date, borrower's and lender's information, loan amount, and repayment terms. In this example, Johnny Appleseed is lending $10,000 to his wife Nancy Appleseed and she promises to pay within a year. This easy-to-use form is effective for documenting personal loans.