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hey there my name is Tonya and Im one of the founders here at Green Living partners were going to dive into an actual solar proposal from a real client so you can see the return on investment and the value of going solar to decide if it makes sense for you so lets go take a peek inside the cumulative cash flow shows what 100% payback would be in the years if the 30 percent tax credit was put back into the system as was intended at year 8 the customer not only has no electrical bill which was eliminated at solar installation but they now fully own the system and have no payments left those payments were virtually the same as their previous monthly electric bill so lets talk about the cost of doing nothing this chart shows how much this particular customer would have spent over the next 25 years including rising electrical costs of about 3 percent a year with a 30 percent tax credit he was able to go solar at a fraction of this total black hills in particular is up 58 percent in the