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welcome back and if its your first time here welcome today were discussing mortgage terminology now make sure you stay tuned to the end because ive got a little surprise freebie checklist for you that well talk about at the end of this video [Music] my name is stephanie and ive been helping people finance their homes for over 18 years and the weeks team would love to help you with your financing we can help in louisiana mississippi alabama and florida thank you again for tuning in lets dive right in these are some of the top mortgage terms and what you need to know and the explanation for each and every one of them the first thing i want to talk about is apr thats actually the cost of the interest rate so lets say that your interest rate is three and a half percent but it costs you three thousand dollars to get that interest rate so then your apr is going to be a number that you see higher than that 3.5 percent some people really get confused on this disclosure because theres
