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What are the primary duties of the insured under the insurance policy or insurance contract? Generally, to start with, its one with disclosure. At the beginning, at the inception of the insurance contract, the insured is obligated to disclose any information relevant to whatever level of coverage, whatever type of risk or contingency thats being covered as part of the policy, anything that could affect the insurers decision as to whether to offer the coverage or under what terms to offer the coverage. This is an obligation of the insured. Further, in the event a contingency occurs, that the insured has to cooperate with the insurer to continue providing any information to undertake the reasonable tasks necessary for the insurer to identify the extent of damages or extent of losses and ultimately, for the insurer to be able to exercise the rights of the insured back against any potentially-liable third parties. This is again the duty to cooperate, the duty to come forward with inform
