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In todays video we are going to discuss the waiver of premium Rider and the impact that it has on a whole life insurance policy. Were going to look at illustrations with and without a waiver of premium Rider and provide as much detail as we possibly can really to help you decide if the waiver of premium Rider is something you want attached to your whole life insurance policy or not and a quick side note if your goal is to have a whole life insurance policy that is set up for maximum cash value adding Riders such as the waiver of premium Rider will result in a little bit of drag the more Riders you attach to the policy the added cost there is so what that means is (A) youll cover that additional cost with more money out of pocket or (B) the money you are already paying into the policy some of it will be used to cover the costs of the Rider in this case the waiver premium Rider so there are benefits to it however lets go through the pros and cons and again were going to see illustra
