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the cease-and-desist letter is a personal choice that debtors usually make to avoid harassing phone calls you may utilize a professional legal adviser to originate a cease and desist letter or if it accommodates your needs choose the template provided by the settling soft system platform which may be accessed in the set alerts section under the select reddit cards tab for your convenience settle it soft may provide a selection of cease and desist templates from which you may choose to send to your creditors begin by clicking on the account for which you want to create the cease-and-desist letter now click the cease-and-desist letter button if this account has not yet been placed in the settlement process a prompt will appear requesting the confirmation of your desire to do so by clicking yes if not click no and the cease-and-desist letter will not appear after clicking yes you will then be asked if the account is still with the name creditor if so click yes and the cease-and-desist let