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hi im lauren im a student at the university of vermont and i work for student financial services today im going to be talking to you a little bit about the student health insurance decision and waiver form so the student health insurance plan also known as ship is done through the center for health and well-being at uvm ship is serviced by university health plans and you can review universityhealthplans.com for some more health coverage information this annual premium is charged with the fall and spring semester bill the insurance coverage period is for the full year ranging from august 1st to july 31st so if a student is enrolled and ship they will be continuously covered if they re-enroll in it for the following year if a student has comparable health insurance coverage the uvm student health insurance may be waived this annual waiver is due by july 1st full-time undergraduate students will be charged the first installment fee if the waiver is not completed by july 1st please note