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its important to understand that a Medicare Supplement Plan is a guaranteed renewable contract it means that your benefits can never change they are guaranteed to renew each year exactly as they are now once you have a Medicare Supplement Plan no one can cancel your coverage no one can change your coverage or your benefits you have that plan and those benefits that it offers for as long as you pay your premium not even an act of Congress can change your plan or take it away from you they can change it for people in the future who dont have a Medicare supplement yet but they cant change yours this is why you dont have an annual election period or an open enrollment period for your Medicare Supplement Plan those annual periods are only for those plans in Medicare with Benefits that change annually so medicares position is that if the benefits change annually then you should have the right to shop for a new plan annually
