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you have now learned the concepts of the rules and laws pertinent to insurance lets review some of the key areas from this section that will help you prepare to pass office of insurance regulation the mission of the office of insurance regulation is to ensure that the insurance companies licensed to do business in a state are financially viable operate within the laws and regulations of the insurance industry and offer insurance policy products at fair and adequate rates which do not unfairly discriminate against the buying public unauthorized entities the state regulation of insurance is in the public interest one of the insurance regulators larger concerns is with unauthorized entities transacting insurance in the state the following are some of the states reasons for these concerns the potential for criminal activity within the insurance business adverse economic impact on unauthorized insurers and the potential for unpaid claims due to dishonesty marketing practices agent while l
