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what is a demand letter and how are demand letters used in personal entry cases hi im josh rorschach im a personal injury lawyer in central illinois and a demand letter is the letter that we send to typically the at fault parties insurance company to try to settle a case for our client now we will typically wait until our client is finished treating and all of the clients damages are known we like to wait until the clients fully recovered from an injury or recovered as much as theyre going to recover then we gather all the clients medical bills and records we gather any other evidence we might need to help us support and prove all the different damages that the client suffered and then well write a letter to the insurance company and different lawyers do this differently different lawyers have different philosophies about demand letters my philosophy is that we should write a very robust and comprehensive demand letter that explains first the case for liability and what happened n