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A durable power of attorney involves a principal and an agent, with the principal selecting the agent to handle financial matters in writing. While a spouse is often chosen as an agent, the principal can select anyone they trust. It is recommended to choose a beneficiary in the will as an agent. The principal can have more than one agent working together or nominate an alternative agent. The main difference from general power of attorney is that it remains in effect even if the principal becomes incapacitated, lasting until their death or until they act.
