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In this video tutorial, the speaker discusses the concept of renting to own and highlights potential pitfalls. As a lender, they advise against entering such agreements, noting that they often lead to complications. Typically presented as a solution for individuals with poor credit, the arrangement promises that rent payments will contribute towards a future down payment, which sounds appealing. However, the speaker points out that issues may arise even with legitimate sellers, emphasizing the risk of scams. The discussion suggests caution, particularly regarding how rental payments are credited towards a down payment.
