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A consulting agreement with a retainer is a contract between a consultant and a client that requires an upfront payment for services. This payment reserves the consultant's availability for a specified minimum number of hours. Consultants may opt for a retainer to cover their initial costs and ensure payment if the relationship doesn't proceed as planned. The decision to charge a retainer typically depends on the nature of the work and the consultant's preferences. Retainer agreements often involve a deposit or a set number of preordered hours, distinguishing them from agreements without a retainer. Additionally, resources for obtaining a free consulting agreement are available for those interested.