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In this video tutorial, the presenter addresses the confusion many experience when receiving a 25 certificate of liability insurance. Whether you're a policyholder, certificate holder, or additional insured, the document can be daunting. The 25 certificate serves as a summary of the policyholder's liability insurance coverage, provided by a producer, agency, or insurance company. The tutorial walks viewers through how to read this form, highlighting key information to look out for. The presentation emphasizes the importance of understanding the document, which begins by identifying it at the top as a certificate of liability. Viewers will learn where to find essential details regarding their liability coverage.