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[Music] hello Im Kurt vice president of affordable interest mortgage and today I want to talk to you about the asset manager all-in-one this is a revolutionary loan that teaches people how to pay less interest and own their home faster faster many people dont think that that can be that you have to change your habits and all that you really dont somebody show you how it works the first thing I want to talk to you about though is the history of the loan the loan was created in 1965 in Australia by a bank called Macquarie if you go back to 1965 when they were giving a lot of people moving into the country they wanted to do mortgages for them but because the people were new they didnt really have anything to build on but the bank saw this opportunity so they said ok we will loan you 80% of the value of the house you put 20% down but you you have to do the loan with us and you have to open up a checking account so they attached the checking account to the mortgage well what they learne
