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In this tutorial, we are going to teach you how to write a personal loan agreement. You can do this by visiting a webpage and choosing the format you want to write it in - docHub PDF, Microsoft Word, or rich text. We will use docHub PDF as it is the easiest. The agreement will be effective from a specified date, in this case May 24, 2015. The borrower, in this case, Johnny Appleseed, agrees to pay back the lender, his wife Nancy Appleseed, within a year. The loan amount is $10,000.